O'Brien & Ford Buffalo Car Accident and Personal Injury Lawyers

Does Insurance Cover a Hit-and-Run Accident? A hit-and-run accident can leave you dealing with damage, injuries, and immediate uncertainty about your financial recovery. In most cases, insurance does provide coverage, but what is actually paid depends on the specific policies in place and how quickly the incident is reported. New York’s no-fault system typically covers medical expenses and lost wages, while additional coverage may apply to vehicle damage or more serious injuries when the at-fault driver cannot be identified. This article explains how different types of insurance apply after a hit-and-run, what steps you need to take to protect your claim, and what factors can affect whether coverage is approved or denied. Understanding these details early can make a significant difference in how smoothly your claim moves forward.